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Howard Ain, Troubleshooter: Moving Violations

Updated: Tuesday, June 3 2014, 10:01 PM EDT
CINCINNATI (Howard Ain) -- Now a warning about an insurance scam that could wind up costing you plenty of money.

This fraud can be hard to stop.  The victim is still angry after she got tangled in an insurance scam by simply being at an intersection.

The victim said, "I was stopped at a stop sign and a car was going to turn left in front of me.  So, she waved me on.  As I was turning she hit the back of my car."
 
As soon as it happened, the victim approached the other car, "I asked if everyone was OK, and they all had a different ailment.  It was 'It's my neck., my knee, me eye.'  They were all wearing seat belts.  So, I knew that I had been scammed right away."
 
Immediately she grabbed her cell phone.

"I started taking pictures with my cell phone.  That seemed to upset them greatly.  They didn't want me taking pictures of their car or anyone in the car, because I knew they weren't telling the truth.  There was no way they could have injured themselves in the way they were describing just by a little bump to my car," the victim said.
 
Postal Inspectors say the victim was one of 80 targeted by this group alone.  Total loses: 130,000 dollars.

US Postal Inspector, Stephanie Barrett, said, "All of a sudden they're in this car accident and they have no idea how they got there because they were being waved on."
 
Another version of the scam occurs in parking lots when the victim is backing out of a spot.
 
Barrett said, "The suspects car would stop and wave them out of the parking spot.  And they would start going out of the spot and the suspect car would drive as fast as they could and hit the other vehicle."
 
Inspectors got a lucky break, "On her case, we happened to get the black box from the vehicle the suspect was driving.  It shows them going from a dead stop at 0 miles per hour to 30 in 2 seconds in order to hit her car."
 
The victim said, "I always try to give people the benefit of the doubt.  I'm trusting by nature but it has hardened me to not really believe everything someone says or does."
     
Postal Inspectors say this is not an easy scam to avoid.  So be prepared to take photos and video after the accident to show exactly who was there and how they appeared right after the crash.


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