Troubleshooter Alert: Credit card scammer hides behind lots of small purchases
CINCINNATI (WKRC) - A little here and a little there. It's a policy that often works very well for credit card scammers.
Hundreds of thousands of people had their credit cards charged fraudulently for things they never bought. Investigators say the man who did it tried to do so subtly so no one would notice.
"I crossed my t's and dot my i's some scumbag can still come in and wipe me out and do me harm," said Simone Keevert, a victim of fraud.
Simone Keevert is blunt and to the point when it comes to warning other consumers about credit card fraud.
"I'm a person who checks my online banking everyday," said Simone.
So before she left to buy groceries one day, she saw something strange on her statements.
"There was a $35 charge on there that i didn't make for diet pills," said Simone.
She immediately began contesting the charges with her bank and called the diet pill company and spoke to Jason Taylor.
"He was very eloquent, very pleasant and he was going to hook me up and get me my money back and the next day the phone number was changed," said Simone.
Postal inspectors say Jason Taylor bought a stolen credit card database on the black market.
He would ask individuals to open merchant accounts for phony companies and charge the cards.
"In one instance, he processed just in a two-week period $3.1 million dollars in transactions, which represents a very small scope of his overall scam," said Jaime Wissler, a US Postal Inspector.
Simone's card was charged $35 dollars for diet pills then later $70 dollars for another service.
"Her individually, maybe only give or take, $100, but if you multiply that by tens, or hundreds of thousands of victims or as many transactions as they can possibly carry out then it becomes very significant," said Wissler.
Inspectors say there were 300,000 victims.
"He was driven by greed and nothing else. It was not legitimate," said Wissler.
"It's too bad they don't use all those smarts to do some good for the world, instead of hassling grandmas. Because it was a hassle for me," said Simone.
Jason Taylor was sentenced to more than three years in prison and ordered to pay restitution to his victims.
Postal inspectors say the only way to battle credit card fraud is to stay on top of your statements and check your credit quarterly.