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Howard Ain, Troubleshooter: Car Accident Injury Alert
CINCINNATI (Howard Ain) -- So you suffer from back strain following a car accident and get checked out at an Urgent Care facility. A local man says he was not prepared for what happened next-- and he wants to let you know about it. Howard Ain shows us how being careful could save you a lot of money.
Jason Daily and his wife of West Chester suffered back strain in a car accident last month. "We stopped to make a right hand turn, the other vehicle was making a left hand turn into the dealer and collided head on with us. They just turned too sharp", says Jason Daily. The Daily's were treated at an Urgent Care facility and sent home. The next week they received a phone call from a person who said she was with an accident company. "So i just assumed that was a department within the insurance company who was taking care of our billing", says Daily. The couple was told that they needed to be checked out later that morning. Daily says, "We went to the chiropractor, he checked us out, did a couple of x- rays. We had treatment for a few days." The next week he contacted his auto insurance company and learned the accident company that sent him to the chiropractor had no relationship with the insurance company. Daily believes this person got their information from the police report. Daily says he felt misled, saying "We spoke with our insurance about it. They said this kind of practice goes on all the time." Daily says his insurance company took a dim view of all these bills and ended up paying just a fraction of the charges. Fortunately, Daily's medical bills were fully covered by his car insurance company, but he learned that's not always the case so wants to warn others involved in car accidents.
"When you get a call make sure you know exactly who it is that you're talking to. Don't take everything for granted, make sure you know who it is."
The Supreme Court has ruled it's legal for lawyers to mail letters to accident victims, but not call them and Daily says his mailbox was stuffed with such letters. As for phone calls telling accident victims to go to a particular chiropractors? I've advised Daily to file a complaint with the State Attorney General.
My phone call to the chiropractor's office seeking comment was not returned.